On Friday, we signed accepted the seller's counter offer for the house of Raph's dream. Jason, Raph's cousin, came along and jovially snapped pictures of us signing the forms and it was a jolly time, exciting.
Yesterday was a different story. We sat the with the loan officer for two hours and watched her fill out our loan application. Perhaps she didn't think we could do it on our own. I am more prone to believe that she just liked her own handwriting and wanted the application to be nice and neat. In any case it was excrutiating. We've talked to several loan officers. They all seem off, either shady or disgruntled, or something. This lady, bordered on rude. When we bought vacant land a year ago, she wrote the loan. When we considered a second lot, she'd say things like, "we don't want to be greedy now!" Yesterday she said things like, "Oh, that seems like a lot of money for a house out there." (I feel even now like I have to defend myself and tell you that actually it is a very good price for a house right near the water like this one.) Yesterday was not nearly so fun and jovial. In fact, I hope never to have pictures of myself with any loan officer.
